About
Written by one person.
By Max Wealth — a pen name.
An immigrant engineer who has hopped around the world for the better part of a decade — India, then a master’s in the US, now Toronto — and managed his own money the whole way. This site is that journey to financial independence, written up as I go.
I’m not a financial advisor, I’m not planning to become one, and I’m not selling anything. Wealthy Geek is where I write down what actually worked as I figured out the Canadian system: how to land, how to build credit from zero, how the CRA works, which accounts matter, and how to start investing without thinking about it every day. It’s one person’s experience, not advice.
Everything here is the boring version on purpose. No “one weird trick,” no sponsored posts, no affiliate links steering the advice. If a bank or card is worth mentioning, it’s because I use it or would.
What I cover
Settling in as a newcomer to Canada
The money admin nobody hands you at the airport — SIN, banking, credit, the first tax return.
Investing without the theatrics
Tax-sheltered accounts, low-cost index funds, and a first portfolio you can actually leave alone.
Reviewing the options honestly
How to compare Canadian banks, cards and platforms without the affiliate-driven spin.
Credit cards & rewards for Canadians
Earn points without the churn, and keep your score intact while you do it.
Ready to start? Pick the track that sounds like you.
— Max Wealth
Not a financial advisor. Just my own journey, shared.