start here / new-to-canada

I'm new to Canada

The money admin nobody hands you at the airport — in the right order.

1. 01

   SIN, phone, and your first bank account

   Week one. Everything else unblocks from here.

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2. 02

   Build a credit history from zero

   Secured cards, how reporting works, common traps.

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3. 03

   Your first Canadian tax return

   CRA MyAccount, the newcomer rules, credits people miss.

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4. 04

   Then: the fundamentals

   Emergency fund, budget, accounts, investing — the track below.

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